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Underwriting – our underwriters reside here in the metro and they have an understanding of loan programs that are valuable to our market. And as importantly, they have a realistic view of local values -- we haven’t had issues with our appraisals being cut in value. Our underwriters work for us and with us, their goal is to assist us in getting your loan approved – not to find reasons to decline your loan.
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Processing – your loan will be processed in our office where we have access to all of your pertinent information.
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Loan Documents – we avoid delays by preparing our own closing documents.
We offer a variety of programs:
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Conventional
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FHA (downpayment assistance programs are available)
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VA – 100% financing
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Section 184 (Native American) Loans
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Rural Development Loans – 100% financing
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Additional “Community” Programs
Professionalism
We understand the effort it takes to maintain a superb reputation:
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Communication – we provide frequent loan status updates, and we communicate any potential obstacles immediately.
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Convenience – we have set our company up to operate on your terms. You can apply for your loan through our state-of-the-art website, you can even sign your loan application online and fax or email any of your supporting documentation to us -- the entire process can be completed on your schedule.
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Accountability – ask about our “close-on-time” guarantee.
Graves-Owens Lending is pleased to be affiliated with Steve Owens Insurance Group – allowing us to offer competitive insurance rates through a well-respected local company.
CONTACT US
Darren Graves (405) 473-3315
Mike Owens (405) 650-3511
Jeff McCalip (405) 326-6647
Jared Moore (405) 602-4044
Kelly Pensoneau (405) 397-0171
